Finley's Flexible Finance

2nd-level transmutation

When you cast Finley's Flexible Finance, you can magically convert a sum of money from one denomination or currency to another. Upon casting, you touch a pile of coins, and they transform into their equivalent value in the desired denomination or currency. The spell adheres to existing exchange rates and values, ensuring a fair and accurate conversion.

The spell is capable of converting large sums of money, but the total value remains constant. For example, converting copper coins to gold coins will result in fewer coins, but their total worth will be the same. The spell also works on foreign currency, converting it to the local standard, and vice versa.

Finley's Flexible Finance is particularly useful for merchants, travelers, and anyone dealing with multiple currencies or needing to manage large amounts of coins in a more compact form.

Lore:

Finley's Flexible Finance was created by Finley Goldfinger, a wizard and a merchant known for his astuteness in business and finance. Finley often dealt with various currencies and found the process of exchanging money to be cumbersome and time-consuming.

To streamline his transactions and those of other merchants, Finley developed a spell that could quickly and accurately convert money. His invention revolutionized trade and commerce, particularly for those who regularly conducted business across different regions and currency zones.

The spell became a symbol of Finley's ingenious application of magic to the world of finance, bridging the gap between arcane knowledge and practical economics.