Talbar

Talbar


At a Glance

  • Portfolio: Commerce, negotiation, contracts, the sanctity of deals, and the art of exchange across all boundaries.
  • Virtues (as the faithful name them): Shrewdness, clarity, honor in agreement, mastery of negotiation, fair dealing.
  • Vices (what Talbar opposes): Fraud, contract-breaking, usury, dishonesty that obscures terms, exploitation through ignorance.
  • Symbol: Balanced scales bearing a gold coin on one side and a silver key on the other, set against a backdrop of interwoven currency symbols.
  • Common worshippers: Merchants, traders, negotiators, nobles seeking favorable agreements, kings conducting diplomacy, commoners leveraging labor deals, and anyone whose livelihood depends on getting favorable terms.
  • Common regions: Every major trading center, bazaar district, and merchant quarter in the known world.

Names & Identifiers

  • Common name (internal): The Exchange or Talbar's Compact.
  • Formal name (legal/ceremonial): The Faith of Talbar, God of Merchants and Sacred Deals.
  • A follower: A Talbaran or Merchant of Talbar.
  • Clergy (general): Deal-keepers or accord-priests; senior figures are Master Keepers or Arbiters.
  • A temple/shrine: A Trading House (formal temple) or Exchange Shrine (smaller shrine).
  • Notable colloquial names: Outsiders call them the Coin-blessed or, cynically, the Loophole-finders.

Origin & History

Before the Deal

In the earliest age of Dort, before the gods had settled into their territories, trade was simple: the strong took what they wanted from the weak, and no contract existed that could not be broken. There was no agreement that carried weight, no handshake that meant anything beyond the moment it was given.

Into this lawless commerce was born Talbar, the child of Zopha, goddess of knowledge and craft, and Pollaran, god of conflict and cunning strategy. From his mother, he inherited her understanding of value and the intricate mechanisms of exchange. From his father, he took the strategic mind—but not the appetite for domination that consumed Pollaran. Instead, Talbar saw something his father did not: that lasting power comes not from taking, but from making agreements so beneficial that both parties become invested in their preservation.

The Revelation of Value

In his earliest interactions with mortals, Talbar discovered what would become his obsession: the precise moment at which both parties understand they have won. Not the victory of one crushing the other, but the mutual recognition that each has gotten something they needed, that the trade has been fair. He taught merchants to see value not as fixed, but as contextual—that what is worthless to one is precious to another, and that understanding this gap was the art of true negotiation.

He took particular delight in those who could navigate the space between cunning and honesty: those clever enough to find the advantage, but bound by a code that they would never force a deal through fraud. The shrewd merchant who played within the rules and came out ahead was, to Talbar, a work of art.

The Sanctity of Sealed Agreements

The turning point in Talbar's establishment came when mortals began to invoke his name in their contracts. A merchant swore on Talbar's scales that she would deliver the goods promised, and her credibility became sealed by the oath itself. Another swore a deal was fair, and the weight of that oath—backed by a god who cared nothing for pity and everything for the integrity of agreements—made the deal iron-clad.

Talbar did not punish deal-breakers with lightning or plague. He did something subtler: he withdrew his blessing. A merchant who broke a sealed agreement found that their subsequent deals went poorly, that their reputation cracked irreparably, that the god's favor simply evaporated. Word spread. Talbar's seals became among the most valuable protections a merchant could obtain—not because of magic, but because both parties knew that breaking such an agreement would carry cosmic weight.

The other gods accepted Talbar's role with the resignation of those watching a market develop. Here was a deity who was increasing the efficiency of mortal affairs, making commerce more stable, more predictable, and paradoxically more profitable for everyone. Even the wrathful gods approved, because organized trade produced wealth that could be tithed and taxed and fought over.


The Divine Compact

Talbar's bargain is elemental: bring clarity to your dealings, honor the terms you agree to, and the god will ensure that those terms matter.

  • What Talbar promises: The power of a binding agreement. When you seal a deal under Talbar's witness, both parties know that breaking it carries weight—divine weight, the kind that follows you through reputation, through curse, through the simple reality that no one will trade with oath-breakers.
  • Common boons: Clear negotiations that don't collapse; a reputation for honoring agreements (valuable beyond price in commerce); favorable terms for those with clear heads and sharp tongues; the ability to navigate complex contracts without being exploited; safe passage for merchants under Talbar's seal.
  • Rare miracles: A deal negotiated in extremis that should have failed, somehow succeeding. A merchant's warehouse burning, but the insurance claim—sealed under Talbar's witness—being paid in full and swiftly. An agreement made in good faith being honored by someone who had every legal reason to renege.
  • Social benefits: Access to Talbar's temples, which function as neutral trading grounds and dispute-resolution centers. The seal of Talbar, which can appear on contracts and trade documents, marking them as serious and bound. Networks of other merchants and traders who understand that keeping one's word is not weakness but wisdom.
  • Afterlife promise / fear: A Talbaran who honored their agreements in life will find themselves in standing within Talbar's courts—remembered, credited, respected. A deal-breaker finds themselves erased from record, their promises weight-less, their name a byword for perfidy.
  • Costs / conditions: Tithing from profitable deals made under Talbar's seal; the obligation to settle disputes through negotiation before resorting to violence; the requirement that followers mentor the next generation in the arts of negotiation; and above all, the absolute prohibition on breaking a sealed agreement without consequence.

Core Doctrine

The faithful of Talbar understand these principles not as rules but as truths about how the world actually works.

  1. Everything has a value, and value is negotiable. Resources, time, knowledge, even danger—each can be exchanged for something else if both parties understand the terms. The merchant's gift is perceiving the true value others overlook.

  2. The sanctity of the deal is absolute. Once sealed, an agreement becomes a structure in the spiritual world itself. Breaking it does not merely disappoint—it violates something sacred. The deal-breaker does not simply lose reputation; they lose standing with the divine.

  3. The art of negotiation is a form of divine wisdom. Those who can perceive where value is misaligned, who can propose terms that satisfy both parties, who can speak clearly and listen carefully—these are expressing Talbar's own nature. Negotiation is not manipulation; it is geometry.

  4. Mutual benefit is the only sustainable deal. A contract that leaves one party diminished will eventually collapse. The cleverness is in finding the arrangement where both sides genuinely gain. Exploitation creates future problems; fair dealing creates future partners.

  5. Clarity is a sacrament. Every term must be understood identically by both parties, or the agreement carries a flaw that will crack later. Vagueness is not accidental—it is a place where future lies can hide. The faithful of Talbar obsess over clarity.

  6. Cunning within honor is virtue. It is not dishonorable to seek an advantage, to leverage information, to propose terms that favor you—provided both parties know what they are agreeing to. The merchant who finds the loophole that no one else saw, and uses it fairly, is practicing Talbar's art at its highest.


Soul Coins & Divine Economy

Talbar accumulates power through successful exchanges and the binding of agreements. His economy is the most visible of all the deities—it operates in the open, in markets, in the ledgers of trade.

  • How Talbar gains soul coins: Every deal sealed in his name generates worship. Every contract honored despite temptation to break it, every negotiation that ends in mutual satisfaction, every moment a merchant chooses fairness over exploitation—all of these produce coins. The coins are heavier when they come from significant agreements and lighter when they come from small daily transactions, but all deals count.
  • What makes a coin "heavy": Deals that involve real sacrifice, real negotiation, real risk. A merchant who seals an agreement knowing it might bankrupt them if things go wrong generates heavier coin than one making a safe bet. The coin-weight increases when the deal prevents violence, settles old feuds, or creates opportunity where none existed.
  • What Talbar spends coins on: Ensuring that major deals hold together under pressure; allowing key merchants to survive setbacks; occasionally intervening in negotiations to push parties toward the mutually beneficial terms they're too angry to see; supporting the temples and deal-keepers who serve as neutral arbiters.
  • Trade: Talbar trades soul coins with deities who value commerce and exchange—Zopha (knowledge), certain aspects of Pollaran (strategy), and more distantly with Echo (community stability through fair exchange). He rarely trades with deities of theft or deception, though he maintains cautious neutrality.
  • Infernal competition: The greatest threat to Talbar's domain is the Tempter's infernal bargain—a deal that seems good at the time but contains hidden clauses, time-delayed costs, or deliberately obscured terms. Talbar counters this through education: his clerics teach contract-reading, explain the red flags of predatory agreements, and sometimes directly intervene when they detect infernal contracts being negotiated.

Sacred Spaces

The temples of Talbar are found in the centers of commercial activity: bazaar districts, harbor quarters, major trade roads, and the financial hearts of cities. They are not separated from the world of commerce but embedded within it—often built as extensions of marketplaces themselves.

Trading Houses (major temples) typically feature:

  • A central Hall of Exchange: a large, well-lit chamber with multiple tables where negotiations can occur under Talbar's witness. The acoustics are designed so that all parties can hear clearly—clarity is enforced at the architectural level.
  • A Registry of Agreements: a library of contracts, sealed agreements, and historical deals. Many of these are available for consultation, allowing future merchants to learn from past negotiations.
  • An Arbitration Chamber: a more formal space where disputes over sealed agreements are brought for resolution. The chamber is deliberately neutral in decor—nothing in it should favor either party.
  • Offering Altars: tables where merchants leave silver coins (for smaller deals) or gold (for major ones). The collected offerings sustain the clergy and are used to fund community projects.
  • A Scale House: a secure location where Talbar's ceremonial scales are kept, used for validating exchanges and ensuring fair measure in disputes.

Exchange Shrines (smaller temples found in less affluent areas) are more modest: a single room with a small altar, a table for negotiations, and a register. The shrine still functions as a neutral ground and a place where Talbar's name can seal an agreement.

All Talbar temples are open during business hours and visible to the public. There are no hidden ceremonies or secret chambers—the entire point is that agreements are witnessed and recorded openly.


Organizational Structure

The clergy of Talbar operate as a distributed network of deal-keepers and arbiters, with little formal hierarchy. Authority comes from reputation and expertise rather than rank.

Deal-keepers serve in local temples, overseeing negotiations, maintaining registries, and intervening in disputes. They are expected to be impartial—a deal-keeper who takes sides is removed from service. Their credibility is their only tool and their greatest asset.

Master Keepers are senior deal-keepers who have demonstrated decades of fair judgment and deep knowledge of commercial law. They train new keepers and sometimes travel between temples to resolve particularly complex disputes.

Arbiters are specialists in specific domains: maritime trade, land sales, labor disputes, diplomatic agreements. They are consulted when a deal falls outside normal bounds or when the stakes are unusually high.

There is no high priest of Talbar, no central authority dictating doctrine. Instead, deal-keepers gather in regional conclaves once yearly to discuss difficult cases, refine practices, and ensure consistency across temples. Decisions made at these conclaves carry enormous weight because they are made by the people who must actually enforce them.

A deal-keeper found to have taken bribes or shown favoritism is simply dismissed, their seal invalidated, and their reputation destroyed—which is, in Talbar's economy, a more severe punishment than any formal censure could be.


Entering the Faith

The cult of Talbar appeals naturally to those whose survival depends on deals being reliable. Conversion is rarely dramatic.

Soft entry is ubiquitous. A person making a trade under Talbar's witness, or consulting a deal-keeper about a contract, or simply passing through a Trading House and leaving a coin at an altar—none of these require formal commitment. Many people practice Talbaran habits (clear terms, written contracts, honest dealing) without ever formally converting.

Formal initiation involves a public vow—often taken before witnesses at a Trading House—to honor agreements made in Talbar's name, to practice fair dealing, to settle disputes through negotiation, and to mentor others in the arts of commerce. The initiate receives a seal token: a small carved or stamped piece of metal bearing Talbar's symbol, which they can present when seeking access to Talbar's temples or appealing to a deal-keeper for arbitration.

What makes an enemy rather than a convert: Deliberate fraud, contract-breaking, or using Talbar's name while engaging in exploitation. The Talbaran clergy do not approach these people differently—they oppose them. A forger claiming to sell contracts "sealed by Talbar" is dangerous, and the deal-keepers will move to discredit and stop them.


The Faithful in Practice

A devoted Talbaran merchant is recognizable by specific habits.

  • Reads every word. Skimming contracts is not permitted, not even for routine deals. Every term must be understood fully by all parties. When facing a complex agreement, the Talbaran wants to understand not just the letter but the intent.
  • Proposes terms clearly. When negotiating, they state their needs plainly and invite the other party to do the same. Obfuscation is not clever—it is a sign of a bad deal waiting to fail.
  • Seeks the mutually beneficial outcome. Not because of altruism, but because a deal where both parties walk away happy is the only kind that holds. When proposing terms, the Talbaran thinks about what the other side needs.
  • Honors agreements, visibly. They deliver on time, meet specifications exactly, and make a point of being known as someone who keeps their word. This reputation is more valuable than any single contract.
  • Settles disputes through negotiation. Before resorting to courts or violence, the Talbaran merchant seeks the deal-keeper and attempts arbitration. Most disputes have a settlement point—it just requires finding it.
  • Asks habitually: "What do both sides actually need here?" Not what they're asking for, not what they say they want, but what they actually need the deal to accomplish.

Taboos

  • Breaking a sealed agreement. If a deal has been formalized under Talbar's witness or seal, violating it is among the gravest offenses a follower can commit. The consequences are spiritual and practical: Talbar withdraws favor, reputation collapses, and future deals become nearly impossible to secure.
  • Fraud in negotiation. Hidden terms, false representations of value, concealed flaws in goods or services—these are grave sins. The Talbaran may be shrewd and seek advantage, but they must operate within the truth. If you lie about what you're selling, you have broken the trust that makes all deals possible.
  • Usury and exploitative terms. Charging exorbitant interest, extracting unconscionable terms from the desperate, or deliberately structuring a deal to be lopsided in a way the other party doesn't fully understand—these violate Talbar's core principle that fair dealing sustains while exploitation collapses.
  • Ignorance of one's agreements. A Talbaran is expected to understand the deals they enter. Claiming "I didn't know that was in there" is not an excuse; it is evidence of carelessness or incompetence.
  • Using Talbar's name falsely. Invoking Talbar's seal on a fraudulent contract, or claiming a deal was sealed when it was not, is a form of blasphemy—it misuses the god's authority to bind agreements.

Obligations

  • Tithing from profitable deals. A portion of the gains from any significant deal made under Talbar's seal is expected to be offered to the temple. This is understood not as punishment but as recognition of Talbar's role in enabling the deal.
  • Settling disputes through Talbar's frameworks. When conflicts arise, followers are obligated to seek the deal-keeper and attempt arbitration before resorting to other methods. This keeps the agreement-based system functioning.
  • Mentorship in the arts of negotiation. Successful merchants are expected to teach the next generation—not just the practical skills of trading, but the deeper understanding of how to propose terms that work.
  • Participation in the Registry. Any major deal should be recorded with a Talbar temple, creating a public record of what was agreed to and ensuring mutual accountability.
  • Honest dealing with those of less skill. While shrewdness is valued, deliberately exploiting someone with less negotiation skill is not. Fair dealing with the inexperienced is an obligation, not a burden.

Holy Days & Observances

The Day of Reckoning

Date: Last day of the business year (calendar varies by region).

On the Day of Reckoning, merchants gather at their local Trading House to settle accounts for the year and make offerings to Talbar for the deals that were struck successfully. The master deal-keepers review the major agreements of the year—the ones that created wealth, enabled growth, or prevented conflict. These are read aloud and celebrated.

The ritual includes a payment of tithe from the most profitable deals, followed by a feast where merchants discuss the coming year and propose terms for new ventures. It is part accounting, part celebration, part prayer.

The Festival of Balanced Scales

Date: First full moon of spring.

The Scales of Equilibrium sect organizes this festival, which celebrates fair dealing and balanced trade. Grand markets are set up where merchants are encouraged to strike agreements that benefit all parties equally. Throughout the day, representatives of Talbar's temples present examples of particularly elegant deals—agreements that solved seemingly impossible problems by finding the point where both sides genuinely gained.

Profits made during this festival by the sect are redistributed to those in need, demonstrating Talbar's principle that fair commerce can exist at all levels of society.

The Merchant's Covenant

Date: Bi-annually, on dates set by local temples.

A formal renewal of oaths made by initiated followers. Merchants gather to reaffirm their commitment to fair dealing, honor, and the sanctity of agreements. Each merchant renews their seal token and recommits to mentoring others. The ceremony reinforces the bonds that hold the Talbaran community together.


Ceremonies & Rituals

The Ritual of the Sacred Seal

The most important ceremony in the faith, performed when major deals are being formalized under Talbar's witness.

Setting: A grand chamber within a Trading House, or a significant place of trade. The room is adorned with symbols of Talbar's scales and interwoven currency symbols. At the center stands a large wooden table bearing a parchment detailing the agreement's terms, a quill, and an inkwell. Two candles representing the two parties are placed on either side of the parchment.

Participants: The two parties to the deal, a senior deal-keeper to oversee the ritual, and witnesses (often members of both parties' families or businesses).

Procedure:

  1. Invocation: The deal-keeper invokes Talbar's presence: "Talbar, god of merchants and sealed agreements, witness this pact and bless it with your authority."

  2. Reading of terms: Each party reads aloud the terms they are agreeing to, ensuring clarity and mutual understanding.

  3. Lighting of candles: The deal-keeper lights the two candles, symbolizing the two parties and the life of the agreement that is about to begin.

  4. Sealing the deal: Both parties dip the quill into the inkwell and sign the parchment together. As they do, the deal-keeper recites: "As this ink seals the parchment, so does this agreement bind both parties. May it be honored in the spirit of fairness and truth."

  5. Exchange of tokens: Each party presents the other with a token—often a coin or a small item of significance—symbolizing their commitment to upholding their end of the bargain.

  6. Blessing: The deal-keeper places a hand over the signed parchment and offers a prayer to Talbar: "May this deal prosper under Talbar's watchful gaze, and may both parties reap the rewards of their mutual trust. Talbar, seal this agreement in the ledgers of heaven."

  7. Extinguishing the candles: The deal-keeper extinguishes the candles, signifying the conclusion of the ritual and the beginning of the agreement's true life.

  8. Celebration: It is customary for both parties to share a meal or drink, symbolizing their newfound partnership and camaraderie.

Arbitration Session

When a dispute arises over a sealed agreement, the deal-keeper conducts a formal arbitration. Both parties state their positions, present evidence, and answer questions from the keeper. The keeper then delivers a judgment based on the original terms and Talbar's principles of fair dealing.

The judgment is binding on both parties—not because of legal force, but because being seen to violate an arbitration decision by Talbar's clergy destroys one's reputation.


Ceremonial Attire

Merchant's Robe

A finely tailored robe in neutral colors (grey, brown, or deep blue), often embroidered subtly with gold and silver threads forming patterns of interwoven currency symbols. Worn during significant rituals and ceremonies. The cut is practical—pockets for recording tools, comfortable for long negotiations.

The Seal Token

A pendant or ring bearing Talbar's holy symbol—the balanced scales with coin and key. Initiated followers wear these visibly, signaling their commitment to fair dealing and their right to appeal to Talbar's temples and deal-keepers.

Ring of Agreement

A ring engraved with symbols of trade and negotiation, worn during significant deals to symbolize the wearer's commitment to fair and honorable dealing. Often crafted locally and bearing marks of the region where it was made.

The Deal-keeper's Badge

Worn by clergy, this badge displays Talbar's symbol in gold or silver, depending on rank. It signals authority to witness agreements and settle disputes.


Historical Figures

Seraphel the Silver-Tongued

Born into a family of modest traders, Seraphel displayed an uncanny ability to perceive value where others saw only commodity. She could enter a negotiation, listen carefully to what the other party truly needed (as opposed to what they claimed to need), and propose terms that left both sides convinced they had won.

Seraphel's greatest achievement was establishing the first trade routes across the treacherous Great Ennedi Desert, connecting two major kingdoms that had been geographically isolated. She negotiated with bandits, nomads, and settled merchants, structuring deals that gave each group a stake in the route's protection and success. The routes still function generations later, a testament to how thoroughly she had understood what each party needed.

She authored The Codex of Commerce, a revered text still studied by merchants, which details the philosophy of negotiation: how to listen, how to identify mutual benefit, and how to propose terms that seem obvious once you see them but would never occur to the unpracticed eye.

Lord Varian Blackgold

A noble who found more satisfaction in the marketplace than in the court, Varian had a ruthless talent for exploitation—but exploitation within the letter of the law. He knew how to extract loopholes, how to structure terms that benefited him disproportionately while remaining technically fair, how to leverage information asymmetry without lying.

Varian was a paradox: he violated the spirit of fair dealing constantly, yet his actions were all technically legal. He founded the Blackgold Trading Company and introduced tariffs and trade regulations that tripled his kingdom's wealth—and his own wealth along with it. The faith treats him ambiguously: he is held up as an example of shrewd negotiation, but also as a warning about what happens when legality is prioritized over genuine fairness.

Elia Whisperwind

Neither noble nor merchant by birth, Elia became a mediator—the neutral party called upon when powerful traders found themselves in deadlock. She had an instinctive understanding of what each side actually needed, and the credibility to propose solutions that neither party would have accepted from a partisan source.

Elia's most famous achievement was resolving the Great Trade War, a conflict between two major merchant guilds that threatened to collapse the regional economy. Through patient negotiation and a willingness to spend weeks understanding each side's true concerns, she crafted the Whisperwind Accords—a framework for resolving future disputes that both guilds eventually accepted, and which is still referenced in trade disputes centuries later.

Her legacy is the principle that fair dealing sometimes requires a neutral third party with the skill to see the mutual benefit that the parties themselves cannot see through anger or suspicion.


Sacred Relics & Artifacts

The Original Ledger of Talbar

  • Description: A worn, ancient leather-bound book with yellowed pages, the cover bearing the faint imprint of Talbar's symbol. The spine is reinforced multiple times, showing evidence of centuries of consultation.
  • Origin: Believed to be the very first ledger used by a merchant blessed by Talbar himself. It contains records of deals struck in the earliest days of Talbar's worship.
  • Powers or Significance: The ledger reminds followers of the importance of keeping one's word and honoring agreements. When consulted, merchants claim it sometimes opens to a relevant passage that illuminates a current dispute. It is displayed during major religious ceremonies and ceremonial reviews of significant contracts.
  • Current Location / Status: Held in the central Trading House of the largest merchant city, accessible to deal-keepers and senior merchants for consultation during disputes.

Talbar's First Coin

  • Description: An ancient gold coin, worn smooth from centuries of handling, with barely discernible markings—the original image worn nearly away.
  • Origin: Legend holds that this was the first coin ever used in a trade overseen by Talbar himself, exchanged in the earliest moments of commerce blessed by the god.
  • Powers or Significance: The coin symbolizes the humble beginnings of trade and the importance of fairness in all transactions, no matter how small. It is used in religious ceremonies blessing new ventures or marketplaces, and sometimes in arbitrations where invoking Talbar's most ancient precedents is needed.
  • Current Location / Status: Rotates between major Trading Houses on ceremonial schedule, always under secure guard.

The Ring of the First Merchant

  • Description: A simple silver band, unadorned except for an engraving of two hands clasping—a universal symbol of agreement.
  • Origin: Said to have been worn by the first merchant-priest of Talbar, this ring has been passed down through generations as a symbol of the sacred bond between commerce and faith.
  • Powers or Significance: The ring represents the core principle of Talbaran theology: that agreements, properly honored, are the glue of civilization. It is worn by the highest-ranking deal-keepers during the most solemn ceremonies and is considered a direct conduit to Talbar's original teachings.
  • Current Location / Status: Held in a secure vault within the central Trading House, brought out for the most important arbitrations and ceremonies.

Sects

The Golden Ledger Brotherhood

How they refer to themselves: the Keepers of Record or the Golden Ledger

The Brotherhood believes that meticulous record-keeping is not merely a practical necessity but a form of worship—that documenting every transaction in perfect detail honors Talbar and preserves the integrity of all future dealings. They maintain vast libraries filled with ledgers and contracts spanning centuries, and they offer their services as neutral record-keepers, ensuring that all deals are documented with precision.

The Brotherhood is the archival heart of the faith. On the Day of Reckoning each year, they gather to review and celebrate the most significant deals of the year, reading portions aloud and offering prayers to Talbar for continued prosperity. They are meticulous, sometimes obsessive, and they believe that a poorly recorded agreement is an agreement waiting to fail.

The Scales of Equilibrium

How they refer to themselves: the Fair Dealers or the Scales

This sect focuses on balance and fairness in all trade. They believe that for commerce to thrive and persist, all parties must benefit genuinely and equally. Exploitative or lopsided deals are seen as an affront to Talbar's core principle that mutual benefit is the only sustainable foundation for agreements.

Members of the Scales act as mediators and arbitrators in trade disputes, emphasizing equitable solutions. They operate schools where they teach the principles of fair trade, emphasizing ethics and mutual benefit alongside negotiation skills. On the Festival of Balanced Scales, they organize grand markets where traders are encouraged to strike fair deals, and any profits made by the sect are redistributed to those in need—a living demonstration of their belief that commerce can exist at all levels of society.

The Gilded Opportunists

How they refer to themselves: the Gilded or the Advantage-Seekers

While the Scales emphasize balance and fairness, the Gilded Opportunists believe in maximizing profit and leveraging every advantage that legitimate dealing provides. They view commerce as a sophisticated game, and the best players are those who can perceive opportunities others miss—hidden value, emerging markets, information asymmetries that can be exploited legally.

The Gilded believe that every advantage counts: insider knowledge, keen understanding of market trends, the ability to read people, foresight about where demand is heading. These should be developed and used to their fullest. They emphasize that they never cross into fraud or coercion—every deal is entered into willingly by both parties—but they have no moral objection to being the one who sees the opportunity first.

Members gather regularly in what they call "strategy houses" to share information, discuss market trends, and train in the arts of persuasion and negotiation. They perform the Ritual of the Golden Tongue for initiates, swearing them to uphold their sect's beliefs and blessing them with enhanced persuasive abilities. They also employ market diviners who attempt to predict fluctuations and identify emerging opportunities.

The Gilded and the Scales exist in constant tension within the faith of Talbar—not in outright conflict, but in fundamental disagreement about what constitutes the ideal deal.


Heresies

The Doctrine of Unrestricted Trade

How they refer to themselves: the Unbounded

This heresy argues that Talbar's teachings on fair trade and mutual benefit are unnecessary limitations on commerce. Followers believe that any deal is sacred if both parties agree to it—regardless of how lopsided or exploitative the terms might be. They argue that the strong should not be held back by the weak, and that the market itself is the ultimate arbiter of fairness.

The orthodox faith counters that this misunderstands Talbar's entire purpose: a deal that leaves one party diminished will eventually collapse. Exploitation creates enemies, not partners. The heresy produces short-term gains but long-term instability.

The Path of the Lone Trader

How they refer to themselves: the Solitary

This heresy posits that Talbar's emphasis on community, mentorship, and mutual benefit is fundamentally misguided. Followers believe that individual success in trade is the highest form of worship, even if it comes at the community's expense. They hoard knowledge, refuse to mentor, engage in practices other Talbarans consider unethical (such as buying up essential goods and withholding them to drive up prices).

The orthodoxy argues that isolated success is fragile success—that the true power comes from having a network of trustworthy partners, which the Solitary are actively destroying.

The Cult of the Golden Coin

How they refer to themselves: the Gilded Absolute

This heresy believes that accumulating wealth is the ultimate goal and the truest form of worship. They argue that Talbar's teachings on negotiation and mutual benefit are secondary to the accumulation of tangible wealth. To them, the gold coin on Talbar's scales outweighs the silver key—wealth matters, opportunity is secondary.

While the Gilded Opportunists seek profit within a framework of fair dealing, the Cult of the Golden Coin treats the fair-dealing framework itself as negotiable. This is where the line is drawn.


Cults

The Order of the Silver Key

How they refer to themselves: the Key-Bearers

This cult claims that the silver key in Talbar's symbol represents hidden knowledge that can unlock untold wealth and power. They engage in secretive rituals, hoard ancient texts they claim hold the secrets to ultimate negotiation skills, and deny the importance of the gold coin (fairness, balance) in favor of the silver key (opportunity, secrets).

Members are known to engage in information-brokering and intelligence gathering, sometimes crossing into espionage. They believe they are pursuing a higher understanding of Talbar's true nature—that the god values cunning above all.

The Brotherhood of Broken Scales

How they refer to themselves: the Breakers

This cult believes that Talbar was himself a trickster who never played by conventional rules—that breaking deals and outsmarting trading partners is not a sin but a form of worship. They engage in fraudulent contracts, deliberately misleading negotiations, and deliberate exploitation.

The Brotherhood operates outside legitimate Talbaran structures, but they invoke Talbar's name constantly. The orthodox faith considers them a profound corruption of everything Talbar represents.

The Guild of the Unseen Hand

How they refer to themselves: the Unseen

Members of this cult claim that Talbar is the patron deity not only of merchants but also of thieves and smugglers—that theft and smuggling are simply another form of trade, one that exchanges risk for reward. They engage in illegal activities but claim to be meticulous in honoring deals within their own community.

The cult represents a boundary transgression: Talbar is not opposed to cunning, but he is opposed to theft and coercion. The Unseen refuse this distinction, and the faith opposes them accordingly.

The Sect of the Double-Edged Coin

How they refer to themselves: the Architects of Ambiguity

This cult teaches that every deal has a hidden cost—spiritual, ethical, or practical—that is not immediately apparent. They believe that Talbar tests his followers by presenting them with morally ambiguous choices, and that the true worshippers are those who can navigate these ethical mazes without flinching.

They are known for crafting extraordinarily complex contracts filled with subtle ambiguities and interdependent clauses that create situations where one party inevitably profits at the other's expense, even if they cannot quite prove it. The sect sees this as an art form.


Presence in the Shattered Domain

  • Territory aesthetic: Markets and crossroads extending infinitely in all directions—open air bazaars where the architecture is commerce itself. Scales and ledgers embedded in the landscape. Currency of every kind flows like water through channels carved into the ground. Borders are not walls but exchange points where one territory transitions to another through a negotiated boundary. The overall effect is of a vast trading hub where deals are literally the mortar holding reality together.
  • Likely allies: Zopha (knowledge makes better merchants), Pollaran (strategy serves commerce), Echo (stable communities make reliable trade partners), Themela (law provides the framework for enforcing agreements).
  • Likely rivals: Deities of theft and deception who operate outside of agreements, and gods who profit from chaos and broken promises. Talbar has less ideological conflict and more practical competition with most other deities.
  • Stance on the Godless: Neutral curiosity. The godless are seen as untapped markets—potential merchants, potential trading partners, potential people to be persuaded through the logic of mutual benefit. Talbar views them as incomplete rather than corrupt.

Adventure Hooks

  • A merchant who sealed a major deal under Talbar's witness is being pressured by infernal forces to break the agreement—with promises of wealth beyond measure. They come to a deal-keeper asking whether they can dissolve the seal without losing Talbar's favor. The answer is no, but the deal-keeper must help them understand why breaking it is not worth the cost.
  • Two guilds are engaged in a trade war that is destabilizing the regional economy. Both have sealed agreements with Talbar's temples that they are technically honoring, but the letter of the law is being weaponized. A deal-keeper is tasked with finding the original intent of the agreements and attempting to broker a resolution that both sides can accept.
  • The Original Ledger of Talbar has been stolen from a secure vault. The theft appears to be the work of the Order of the Silver Key, who believe the ledger contains secrets about Talbar's true nature. Pursuing it means following the cult into their hidden archives.
  • A young merchant prodigy is being courted by both the Scales of Equilibrium and the Gilded Opportunists. Their first major deal will determine their path within the faith. Both sects want to guide it in their direction. The merchant comes to a neutral deal-keeper for advice about what kind of merchant they want to become.
  • A contract for a massive trade venture spanning multiple kingdoms has been sealed under Talbar's witness by representatives of all parties. But the representatives have since been deposed or died, and their successors claim they were not bound by agreements made by the previous regime. The deal-keepers must decide: is a sealed agreement binding beyond the life of those who sealed it?